Our Philosophy
BE ASPIRING

We live in an aspirational society. 
It’s an inherent part of the Australian psyche to desire a better life. 
At Beyond Home Loans, we aspire to give our clients the financial scope to live out their dreams

BE AMBITIOUS 

We thrive on helping people to achieve their goals. Our purpose is to provide you with certainty on your path to success, ensuring that every aspect of your finances is aligned with your ambitions

BE KNOWLEDGEABLE

As the saying goes, knowledge is power. We want you to know how your loan fits with your strategy and to understand how to use it to best advantage. Our role is to provide you with the necessary knowledge to make your aspirations and ambitions a reality

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Sanet Botha

Why choose us

Most brokers could provide you with options to suit your situation.

Only a select few, however, ask the right questions and do enough research to ensure that your loan solution suits you both now and into the future.

At Beyond Home Loans, our focus is on providing you with lending solutions designed to cater to both your current and future financial needs.

We are here to provide the necessary knowledge and experience to help you achieve your goals. We believe the quality of our mortgage advice is second to none.


Our points of difference...

Not only do we do the normal things a mortgage broker does, we offer a service that goes beyond the norm.


Integrity...

We exercise high professional and moral standards in all our work. We emphasis transparent and honest relationships with our clients, disclosing any commissions or referral fees that could be seen to have a bearing on our recommendations, explaining the reasoning behind those recommendations in full, and offering alternative options wherever possible.


Intentions...

We cannot emphasize enough the importance of considering your future intentions when applying for a loan. It will cost you dearly both financially and emotionally if your loan has not been set up to allow for changes in your circumstances. We focus on providing loan solutions that cater for your needs now and into the foreseeable future.


Experience...

Our team is friendly and energetic, and we have significant experience not only in mortgage broking, but in relevant areas of financial planning and accounting.

Why use a Mortgage Broker

What will a mortgage broker do for you?

A critical part of understanding why you should use a broker is understanding what a broker actually does.

Help you find the right loan...

It sounds simple, but there are thousands of different loan products in the market, and only certain types will work well for you. Of those, only a select few will offer competitive interest rates, fees and service. A broker can easily and quickly narrow down the search and explain your different options to you.

Save you time and effort...

A broker has comprehensive knowledge of the product offerings of each lender on their panel. They have already done the research and can save you the hassle of doing the legwork to gain that information yourself from each lender.

Save you money...

A broker will generally not charge you for their services. In addition, they can identify opportunities for greater interest rate discounts to be applied or negotiate reductions in fees.

Help you avoid pitfalls...

Not only can a broker help you avoid hidden fees, they have the expertise to assess your application before it is submitted to a lender and pre-empt potential issues it may face. This protects your credit record, and makes the application process a much smoother one.


...so, can you afford not to use a broker?